About routing number 221976803
Routing number 221976803 is registered to SCF WESTCHESTER NY EMPLOYEE FCU in the Federal Reserve's FedACH Participant Directory, the official source for ABA routing data in the United States. The institution uses this number to identify itself in electronic transactions including direct deposit, ACH transfers, electronic bill pay, and most domestic wire transfers. The number is the same one printed on the bottom-left of every check issued by the credit union.
Office of record
The office associated with this routing number is located at ROOM #1139, WHITE PLAINS, NY 10610, and can be reached by phone at (914) 694-3421. This is the address the credit union provided to the Federal Reserve when registering the routing number; it may or may not be the address you receive mail at as a member, since many credit unions process mail centrally.
Using this routing number
For direct deposit, give your employer routing number 221976803 together with your account number from SCF WESTCHESTER NY EMPLOYEE FCU. Most payroll providers accept these numbers through an online portal or via a paper authorization form.
For ACH transfers from another bank or brokerage, enter 221976803 as the routing number and your SCF WESTCHESTER NY EMPLOYEE FCU account number as the destination account. Most ACH transfers settle within 1–3 business days; same-day ACH is available for some transactions through the FedNow and Same Day ACH services.
For domestic wire transfers, the sending bank uses 221976803 to direct funds to SCF WESTCHESTER NY EMPLOYEE FCU. Most credit unions use the same routing number for ACH and wires, but a few use a separate wire number — if your wire is rejected, contact SCF WESTCHESTER NY EMPLOYEE FCU to confirm.
For international wires coming into SCF WESTCHESTER NY EMPLOYEE FCU, you will need a SWIFT/BIC code in addition to the routing number. Many smaller credit unions do not have their own SWIFT code and instead route international wires through a correspondent bank — contact the credit union for international wire instructions specific to your situation.
How to verify
You can verify routing number 221976803 independently by looking at the bottom-left of any check issued by SCF WESTCHESTER NY EMPLOYEE FCU, signing in to your member online banking dashboard, or calling the credit union directly. The number is also discoverable in the Federal Reserve's free FedACH Participant Lookup tool. RoutingHub is an independent reference; we publish this information from public Federal Reserve data and are not affiliated with SCF WESTCHESTER NY EMPLOYEE FCU.