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Credit unions in New York

247 federally insured credit unions with offices in New York.

Credit unionCityRouting numberBranches
(AFCU) ACADEMIC FEDERAL CREDIT UNION BRIARCLIFF MANOR 221982389 1
1199 SEIU FEDERAL CREDIT UNION NEW YORK 226077862 1
ACCESS FEDERAL CREDIT UNION CLINTON 221379895 1
ACMG FEDERAL CREDIT UNION SOLVAY 221379918 1
ACTORS FEDERAL CREDIT UNION NEW YORK 026084466 2
ADIRONDACK REGIONAL FCU TUPPER LAKE 221380570 1
ADVANTAGE FEDERAL CREDIT UNION ROCHESTER 222382292 1
AFFINITY ONE FCU JAMESTOWN 222381057 1
AFGM ENTERPRISE FEDERAL CREDIT UNION CHEEKTOWAGA 222079822 1
ALBANY FIREMEN'S FCU ALBANY 221373202 1
ALBANY FIREMENS FCU ALBANY 021383751 1
ALBION SCHOOL EMPLOYEES FCU ALBION 222379072 1
ALCO FEDERAL CREDIT UNION WELLSVILLE 222380391 1
ALLEGANY COUNTY SCHOOLS FCU FILLMORE 022383815 1
ALLIANCE NIAGARA FCU SANBORN 222382386 1
AMERICAN BROADCAST EMPLOYEES FCU ROCKVILLE CENTRE 021484524 1
AMHERST FEDERAL CREDIT UNION AMHERST 222382425 1
BAKERY SALESMEN CU LONG ISLAND CITY 226076339 1
BAYRIDGE FEDERAL CREDIT UNION BROOKLYN 226074195 1
BECCO BUFFALO FCU TONAWANDA 222079291 1
BETHPAGE FEDERAL CREDIT UNION BETHPAG3E 226076038 3
BOULEVARD FEDERAL CREDIT UNION AMHERST 222381646 2
BRANCH 6000 CREDIT UNION AMITYVILLE 221482481 1
BROOKLYN COOPERATIVE FCU BROOKLYN 026084262 1
BROOKLYN POSTAL EMPLOYEES CU BROOKLYN 226074218 1
BUFFALO COMMUNITY FCU BUFFALO 222079466 1
BUFFALO CONRAIL FCU CHEEKTOWAGA 222079440 1
BUFFALO COOP FCU BUFFALO 022083665 1
BUFFALO POLICE FCU BUFFALO 222079453 1
BUFFALO SERVICE CU BUFFALO 222079495 1
CADETS FEDERAL CREDIT UNION BUFFALO 222079974 1
CANANDAIGUA FCU CANANDAIGUA 222380281 1
CAPITAL COMMUNICATIONS FCU ALBANY 221374175 3
CFCU COMMUNITY CREDIT UNION ITHACA 221381540 1
CHEN-DEL-O FEDERAL CREDIT UNION FRANKLIN 221375543 1
CLARENCE COMMUNITY & SCHOOLS FCU CLARENCE 222080264 2
COLUMBIA-GREENE FCU HUDSON 221382468 1
COMMUNITY RESOURCE FCU LATHAM 221373338 1
COMPASS FCU OSWEGO 221375569 1
COMPASS FEDERAL CREDIT UNION OSWEGO 221378993 1
CONSUMERS FCU BROOKLYN 226074946 1
COOPERS CAVE FCU GLENS FALLS 221375682 1
CORE FEDERAL CREDIT UNION EAST SYRACUSE 221380172 1
CORNERSTONE COMMUNITY FCU LOCKPORT 222381196 2
CORNING FEDERAL CREDIT UNION CORNING 222380359 1
COUNTRYSIDE FED. CREDIT UNION E. SYRACUSE 221380075 1
COXSACKIE CORR EMP FCU COXSACKIE 221380826 1
CROSSROADS COMMUNITY FCU CHEEKTOWAGA 222079385 2
CROUSE FCU SYRACUSE 021383528 1
CVPH EMPLOYEES FCU PLATTSBURGH 021384200 1
DANNEMORA FCU DANNEMORA 221375174 1
DIRECTORS CHOICE CU ALBANY 021384239 1
DISTRICT #6 FCU HORNELL 222380760 1
DIVISION 726 FEDERAL CREDIT UNION STATEN ISLAND 226079967 1
DUNLOP EMPLOYEES FCU TONAWANDA 222079602 1
EAST RIVER DEVELOPMENT ALLIANCE FCU LONG ISLAND CITY 026084589 1
ED-MED FEDERAL CREDIT UNION OGDENSBURG 221378896 1
EDGE FCU LIVERPOOL 221376296 1
EDUCATIONAL & GOV. EMPLOYEES FCU HARTSDALE 221977035 1
ELEKTRA FCU NEW YORK 226077451 1
EMPIRE BRANCH # 36 CREDIT UNION NEW YORK 226077464 1
EMPIRE FINANCIAL FCU HICKSVILLE 026084602 1
EMPOWER FCU SYRACUSE 221380127 1
EMPOWER FEDERAL CREDIT UNION SYRACUSE 221380347 1
ENCOMPASS NIAGARA FCU NIAGARA FALLS 222381581 1
ERIE METRO FEDERAL CREDIT UNION BLASDELL 222381138 1
ESL FEDERAL CREDIT UNION ROCHESTER 222371863 1
FAIRPORT FEDERAL CREDIT UNION FAIRPORT 222380634 1
FAMILY FIRST OF NY FCU ROCHESTER 222382593 1
FASNY FCU ALBANY 021384365 1
FIDELIS FEDERAL CREDIT UNION NEW YORK 226077532 1
FINANCIAL TRUST FEDERAL CREDIT UNION CHEEKTOWAGA 222380702 1
FINGER LAKES FCU GENEVA 222380692 1
FIRST CHOICE FINANCIAL FCU GLOVERSVILLE 221376186 1
FIRST HERITAGE FCU PAINTED POST 222380773 2
FIRST HERITAGE FEDERAL CREDIT UNION PAINTED POST 221381498 3
FIRST NEW YORK FCU ALBANY 221379785 1
FIRST SOURCE FEDERAL CREDIT UNION NEW HARTFORD 221380790 1
FOCUS FIRST FEDERAL CREDIT UNION ROCHESTER 222382137 1
GATES CHILI FCU ROCHESTER 222382027 1
GENESEE CO-OP FEDERAL CREDIT UNION ROCHESTER 222383385 1
GENESEE VALLEY FEDERAL CREDIT UNION GENESEO 222381934 1
GHS FEDERAL CREDIT UNION BINGHAMTON 221373707 2
GILMAN EMPLOYEES FEDERAL CU NIAGARA FALLS 222381510 1
GOOD NEIGHBORS FCU DEPEW 222380427 1
GPO FEDERAL CREDIT UNION NEW HARTFORD, 221380761 2
GREAT ERIE FEDERAL CREDIT UNION ORCHARD PARK 222381879 1
GREATER CHAUTAUQUA FCU FALCONER 022383585 3
GREATER METRO FCU LONG ISLAND CITY 221475605 2
GREATER NIAGARA FCU NIAGARA FALLS 022383844 2
GREATER NIAGARA FEDERAL CREDIT UNION NIAGARA FALLS 222381523 1
GREATER NIAGRA FCU NIAGARA FALLS 222381442 1
GREATER WOODLAWN FCU BLASDELL 222379195 1
GREECE COMMUNITY FCU ROCHESTER 222382069 1
HOOSICK FCU HOOSICK FALLS 221375925 1
HOOSICK FEDERAL CREDIT UNION HOOSICK FALLS 221375941 1
HORIZONS FEDERAL CREDIT UNION BINGHAMTON 221373710 1
HUDSON HERITAGE FCU MIDDLETOWN 221976654 4
HUDSON RIVER COMMUNITY CU CORINTH 221375132 1
HUDSON RIVERS TEACHERS FCU MOHEGAN LAKE 221979114 1
HUDSON VALLEY FCU POUGHKEEPSIE 221975024 1
HUDSON VALLEY FEDERAL CREDIT UNION POUGHKEEPSIE 221973589 1
INNER LAKES FEDERAL CREDIT UNION WESTFIELD 222383055 1
IRS BUFFALO FEDERAL CREDIT UNION BUFFALO 222079754 1
ISLAND FEDERAL CREDIT UNION HAUPPAUGE 221482148 2
JAMESTOWN AREA COMMUNITY FCU JAMESTOWN 222380964 1
KALEIDA HEALTH FCU BUFFALO 022083649 2
KENMORE NY TEACHERS FCU BUFFALO 222381112 1
LAKE SHORE FCU ANGOLA 222379124 1
LEATHERSTOCKING REGION FCU COOPERSTOWN, 221382167 1
LEROY FCU LEROY 222381183 1
LEWISTON PORTER FCU YOUNGSTOWN 222382726 1
LEXINGTON AVE FCU ROCHESTER 222382111 1
LINTON FEDERAL CREDIT UNION TONAWANDA 222382496 1
LOCAL #41 IBEW FEDERAL CREDIT UNION ORCHARD PARK 022383598 1
LOCKPORT SCHOOLS FCU LOCKPORT 222381235 1
LOMTO FEDERAL CREDIT UNION WOODSIDE 226074001 1
LONG ISLAND REALTORS FCU WEST BABYLON 221476594 1
LOWER EAST SIDE PEOPLE'S FCU NEW YORK 226082598 1
LOWER EASTSIDE PEOPLE'S FCU NEW YORK 226078573 1
MARYVALE SCHOOLS FCU CHEEKTOWAGA 222079848 1
MCT FEDERAL CREDIT UNION AMSTERDAM 221373422 1
MEDICAL EMPL OF S.I. FCU STATEN ISLAND 226079941 1
MELROSE CREDIT UNION JAMAICA 226075482 1
MERIDIA COMMUNITY FCU HAMBURG 222380731 1
MID-HUDSON VALLEY FCU KINGSTON 221976243 1
MOHAWK VALLEY FCU UTICA 221380651 1
MONEY FCU SYRACUSE 221382031 1
MUNICIPAL CREDIT UNION NEW YORK 226078036 1
NASSAU EDUCATORS FCU WESTBURY 221480807 1
NASSAU FINANCIAL FEDERAL CU WESTBURY 221475320 2
NCPD FEDERAL CREDIT UNION PLAINVIEW 221476701 1
NEIGHBORHOOD TRUST FCU NEW YORK, 026083713 1
NEW COVENANT DOMINION FCU BRONX 026084482 1
NIAGARA FALLS AIR FORCE FCU NIAGARA FALLS 222381578 2
NIAGARA FALLS MEM. MED. CENTER FCU NIAGARA FALLS 222381604 1
NIAGARA FALLS TEACHERS FCU NIAGARA FALLS 222381620 1
NIAGARA FRONTIER FED. EMPLOYEES CU NIAGARA FALLS 222381659 1
NIAGARA REGIONAL FCU NORTH TONAWANDA 222380508 1
NIAGARA WHEATFIELD FCU SANBORN 222382399 1
NIAGARA'S CHOICE FCU NIAGARA FALLS 222381549 1
NIAGARAS CHOICE FCU NIAGARA FALLS 222381248 1
NIMO TROY FEDERAL CREDIT UNION TROY, 221380460 1
NMP NORTHERN AREA FCU SOUTH GLENS FALLS 221375721 1
NORTH FRANKLIN FCU MALONE 221376429 1
NORTHEASTERN OPERATING ENGINEERS FCU WHITESTONE 226078476 1
NORTHERN FEDERAL CREDIT UNION WATERTOWN 221380936 1
NORTON TROY EMPLOYEES CREDIT UNION WATERVLIET 221380473 1
NY TEAM FED CREDIT UNION HICKSVILLE 226076122 1
NY TEAM FEDERAL CREDIT UNION HICKSVILLE 226076371 1
NYM FEDERAL CREDIT UNION BROOKLYN 226074645 1
O&R UTILITIES EMPLOYEES FCU MONROE 021983258 1
OCEAN FINANCIAL FCU OCEANSIDE 221478877 1
OLEAN AREA FEDERAL CREDIT UNION OLEAN 222379098 2
OLEAN TEACHERS & POSTAL FCU OLEAN 222379108 2
ONEIDA COUNTY FEDERAL CREDIT UNION UTICA 221380677 1
ONTARIO SHORES FCU NEWFANE 222381400 1
OSWEGO TEACHERS EMP FCU OSWEGO 221379060 1
PALISADES FEDERAL CREDIT UNION PEARL RIVER 221979101 2
PARKS HERITAGE FEDERAL CREDIT UNION GLENS FALLS 221375695 1
PEOPLE'S ALLIANCE FCU HAUPPAUGE 021483282 3
PERU FEDERAL CREDIT UNION PERU 221379125 1
PITTSFORD FCU MENDON 222381918 1
PLATTSBURGH CITY SCHOOL DISTRICT FCU PLATTSBURGH 221379235 1
PORT WASHINGTON FEDERAL CREDIT UNION PORT WASHINGTON 221479407 1
POSTAL EMPLOYEES OF TROY NY FCU TROY 221380486 1
PROGRESSIVE CREDIT UNION NEW YORK 226074069 1
QSIDE FCU FLUSHING 221476413 1
QUORUM FEDERAL CREDIT UNION PURCHASE 221981335 1
RADIO, TV & COMM. FCU NEW YORK 226077875 1
REDIFORM FEDERAL CREDIT UNION NIAGARA FALLS 222381730 1
RELIANT COMMUNITY FCU SODUS 222382438 1
REMINGTON FCU ILION 221376005 1
RIVERSIDE CREDIT UNION KENMORE 222080277 1
ROCHESTER & MONROE CNTY FCU ROCHESTER 222382234 1
ROCHESTER POLISH FCU ROCHESTER 222383039 1
ROME FEDERAL CREDIT UNION ROME 221379536 1
ROME TEACHERS FCU ROME 221379581 1
SARATOGA'S COMMUNITY FCU SARATOGA SPRINGS 221379659 1
SCF WESTCHESTER NY EMPLOYEE FCU WHITE PLAINS 221976803 1
SCHENECTADY COUNTY EMPLOYEES FCU SCHENECTADY 221379808 1
SCHOOL SYSTEMS FEDERAL CREDIT UNION TROY 221382358 1
SEACOMM FED C U MASSENA 221376539 1
SECNY FCU SYRACUSE 221381304 1
SENECA NATION OF INDIANS FCU IRVING 022383983 1
SERVU FCU PAINTED POST 222380388 1
SIDNEY FCU SIDNEY 221379905 1
SISTERS HOSPITAL EMPLOYEES FCU BUFFALO 222080060 1
SOLUTIONS FCU ELMIRA 221381456 1
SOUTH TOWNS COMMUNITY FCU LACKAWANNA 222381141 1
SOUTHERN CHATAUGA FCU LAKEWOOD 222382661 1
SPECIAL METALS FEDERAL CREDIT UNION NEW HARTFORD 221376911 1
SPENCERPORT FEDERAL CREDIT UNION SPENCERPORT 222382441 1
SPERRY ASSOCIATES FCU GARDEN CITY PARK 221475870 1
ST. JOHN UNITED FEDERAL CREDIT UNION BUFFALO 222080125 1
ST. JOHN'S BUFFALO FCU BUFFALO 222080112 1
ST. JOSEPH'S PARISH BUFFALO FCU BUFFALO, 222080138 1
ST. PIUS X CHURCH FCU ROCHESTER 222380579 1
ST. PIUS X CHURCH FED CREDIT UNION ROCHESTER 222382072 1
STATE CS EMPLOYEES FCU WATERTOWN 221380949 1
STATE EMPLOYEES FEDERAL CREDIT UNION ALBANY 221373383 1
STEWART'S FEDERAL CREDIT UNION BALLSTON SPA 021382642 1
SUFFOLK FEDERAL CREDIT UNION MEDFORD 221479397 1
SUNMARK FCU LATHAM 221379824 1
SUNMARK FEDERAL CREDIT UNION LATHAM 221379769 1
SUNY FREDONIA FCU FREDONIA 222383068 1
SWEET HOME FEDERAL CREDIT UNION AMHERST 222080141 1
SYRACUSE FIRE DEP EMPLOYEE FCU SYRACUSE 221376872 1
SYRACUSE POSTAL CU SYRACUSE 221380376 1
TCT FEDERAL CREDIT UNION BALLSTON SPA 221374984 1
TEACHERS FCU SMITHTOWN 221475786 1
TEG FEDERAL CREDIT UNION POUGHKEEPSIE 221975956 1
THE FINEST FEDERAL CREDIT UNION NEW YORK 026084628 1
THE HEART CENTER FCU ROSLYN 021483428 1
THE SUMMIT FEDERAL CU ROCHESTER 222079518 1
TICONDEROGA FCU TICONDEROGA 221380457 1
TOMPKINS EMPL FCU ITHACA 221381919 1
TONAWANDA COMMUNITY FCU BUFFALO 222083355 2
TONAWANDA VALLEY FCU BATAVIA 222383479 1
TOWN OF CHEEKTOWAGA FCU CHEEKTOWAGA 022083694 1
TRI COUNTY FED CREDIT UNION DELEVAN 222383466 1
TRI-LAKES FEDERAL CREDIT UNION SARANAC LAKE 221382361 1
TRIBORO POSTAL FEDERAL CREDIT UNION JAMAICA 226082514 2
TWIN CITY P.O. FEDERAL CREDIT UNION N. TONAWANDA 222381387 1
TWIN RIVERS FEDERAL CREDIT UNION MASSENA 221376542 1
UFIRST FCU PLATTSBURGH 221379248 2
UHS EMPLOYEES FCU JOHNSON CITY 021383463 1
UKRAINIAN FCU ROCHESTER 222080183 1
UKRAINIAN FEDERAL CREDIT UNION ROCHESTER 222382221 1
UKRANIAN FCU ROCHESTER 241076152 1
UMICO FEDERAL CREDIT UNION NEW HARTFORD 221380716 1
UNITED NATIONS FCU LONG ISLAND CITY 226078609 1
UNITED NEIGHBORS FCU DEFERIET 221375200 2
UNIVERSITY SETTLEMENT FCU NEW YORK 226078612 1
UPSTATE TELCO FCU GLOVERSVILLE 221376199 1
USALLIANCE FEDERAL CREDIT UNION RYE 211080851 14
UTICA DIST TELEPHONE EMPLOYEES FCU UTICA 221376924 1
UTICA GAS & ELECTRIC EMPL. FCU NEW HARTFORD 221376937 1
V A C EMPLOYEES FCU BATH 222379179 1
VAN CORTLANDT COOP FCU BRONX 226074111 1
VISIONS FEDERAL CREDIT UNION ENDICOTT 221275070 5
WEBSTER FEDERAL CREDIT UNION WEBSTER 222382616 1
WESTAR FEDERAL CREDIT UNION CAMILLUS 221380842 1
WESTERN DIVISION FCU WILLIAMSVILLE 222080222 1
WESTERN NEW YORK FCU W. SENECA 222382739 1
WESTSIDE COMMUNITY FEDERAL CU CHURCHVILLE 222380320 1
WIT FEDERAL CREDIT UNION ROCHESTER 222381992 3

About credit unions in New York

Credit unions in New York are member-owned, not-for-profit financial cooperatives that provide checking accounts, savings accounts, loans, and other banking services to their members. Unlike commercial banks, profits are returned to members through better rates and lower fees rather than distributed to outside shareholders. Each institution listed above holds a federal or state charter and participates in the National Credit Union Share Insurance Fund (NCUSIF), which insures member deposits up to $250,000 per account.

Every routing number shown here is sourced from the Federal Reserve's FedACH Participant Directory and is the same number used for direct deposit, ACH transfers, electronic bill pay, and most domestic wire transfers. Click any institution name to see its full branch list, contact information, and a longer explanation of how to use its routing number.

If you are joining a new credit union in New York, ask about field of membership eligibility — most credit unions limit membership to people who live, work, or worship in a specific geographic area, work for a particular employer, or belong to a specific organization. Membership is usually opened with a small deposit (often $5–$25) into a share savings account.