| Credit union | City | Routing number | Branches |
|---|---|---|---|
| ANIMAS CREDIT UNION | FARMINGTON | 302284058 | 1 |
| ARTESIA CREDIT UNION | ARTESIA | 312276072 | 1 |
| BELEN RAILWAY EMPLOYEES CREDIT UNION | BELEN | 307084004 | 1 |
| CANNON FCU | CLOVIS | 312270023 | 1 |
| CHAVES COUNTY SCHOOL EMPLOYEE C U | ROSWELL | 312276360 | 1 |
| CUBA CREDIT UNION | CUBA | 302284032 | 1 |
| DEL NORTE CREDIT UNION | SANTA FE | 307084211 | 1 |
| EDDY FCU | CARLSBAD | 312276124 | 1 |
| ESTACADO FEDERAL CREDIT UNION | HOBBS | 312276289 | 2 |
| EVERYONES'S FCU | TUCUMCARI | 312276454 | 1 |
| FINANCIAL SECURITY CREDIT UNION | CARLSBAD | 312276108 | 1 |
| FIRST FINANCIAL CREDIT UNION | ALBUQUERQUE | 307083694 | 5 |
| FORT BAYARD FEDERAL CREDIT UNION | ARENAS VALLEY | 312276247 | 1 |
| FOUR CORNERS FEDERAL CU | KIRTLAND | 302284090 | 1 |
| HIGH DESERT COMMUNITY CREDIT UNION | AZTEC | 302283994 | 1 |
| JEMEZ VALLEY CU | JEMEZ SPRINGS | 302284171 | 1 |
| KIRTLAND FEDERAL CREDIT UNION | ALBUQUERQUE | 307070050 | 1 |
| LOCO CREDIT UNION | ALAMOGORDO | 312276030 | 1 |
| LOS ALAMOS SCHOOLS CREDIT UNION | LOS ALAMOS | 307084237 | 1 |
| NUSENDA FEDERAL CREDIT UNION | ALBUQUERQUE | 307083665 | 2 |
| OTERO FCU | ALAMOGORDO | 312270010 | 1 |
| QUAY SCHOOLS FEDERAL CREDIT UNION | TUCUMCARI | 312276467 | 1 |
| QUESTA CREDIT UNION | QUESTA | 302284281 | 1 |
| RINCONES PRESBYTERIAN CREDIT UNION | CHACON | 302284469 | 1 |
| RIO GRANDE CREDIT UNION | ALBUQUERQUE | 307083678 | 2 |
| SANDIA AREA FEDERAL CREDIT UNION | ALBUQUERQUE | 307070047 | 1 |
| SANDIA LAB FCU | ALBUQUERQUE | 307083911 | 1 |
| SANDIA LABS FCU ( SECONDARY RTN) | ALBUQUERQUE | 107089720 | 1 |
| SOUTHWEST FEDERAL CREDIT UNION | ALBUQUERQUE | 307083872 | 1 |
| TELCO ROSWELL NM FCU | ROSWELL | 312276412 | 1 |
| THE FLORIST FCU | ROSWELL | 312293505 | 1 |
| U-1ST COMMUNITY FEDERAL CREDIT UNION | CARLSBAD | 312276111 | 1 |
| U.S. EAGLE FCU | ALBUQUERQUE | 307083652 | 1 |
| WHITE SANDS FCU | LAS CRUCES | 312276470 | 1 |
| ZIA CREDIT UNION | LOS ALAMOS | 307084240 | 1 |
Credit unions in New Mexico are member-owned, not-for-profit financial cooperatives that provide checking accounts, savings accounts, loans, and other banking services to their members. Unlike commercial banks, profits are returned to members through better rates and lower fees rather than distributed to outside shareholders. Each institution listed above holds a federal or state charter and participates in the National Credit Union Share Insurance Fund (NCUSIF), which insures member deposits up to $250,000 per account.
Every routing number shown here is sourced from the Federal Reserve's FedACH Participant Directory and is the same number used for direct deposit, ACH transfers, electronic bill pay, and most domestic wire transfers. Click any institution name to see its full branch list, contact information, and a longer explanation of how to use its routing number.
If you are joining a new credit union in New Mexico, ask about field of membership eligibility — most credit unions limit membership to people who live, work, or worship in a specific geographic area, work for a particular employer, or belong to a specific organization. Membership is usually opened with a small deposit (often $5–$25) into a share savings account.