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Credit unions in Massachusetts

118 federally insured credit unions with offices in Massachusetts.

Credit unionCityRouting numberBranches
600 ATLANTIC FEDERAL CREDIT UNION BOSTON 211080880 1
ACUSHNET FCU ACUSHNET 211380179 1
ALDENVILLE CU CHICOPEE 211882143 1
ALIGN CREDIT UNION LOWELL 211383901 3
ALLCOM CREDIT UNION WORCESTER 211387017 2
ALPHA CREDIT UNION BOSTON 211080602 1
ARRHA CREDIT UNION SPRINGFIELD 211885917 1
ATHOL CREDIT UNION ATHOL 211380344 1
ATTLEBORO MUN EMP FCU ATTLEBORO 211380357 1
BILLERICA MUN CU BILLERICA 211380580 1
BOSTON CUSTOMS FCU BOSTON 211080699 1
BRIDGEWATER CREDIT UNION BRIDGEWATER 211381314 2
BROOKLINE MUNICIPAL CREDIT UNION BROOKLINE 211381518 1
BROTHERHOOD CREDIT UNION LYNN 211383956 1
CABOT BOSTON CREDIT UNION BOSTON 211080783 1
CAMBRIDGE FIREFIGHTERS FCU CAMBRIDGE 211381660 1
CAMBRIDGE TER FED C U CAMBRIDGE 211381631 1
CENTRAL ONE FEDERAL CREDIT UNION SHREWSBURY 211387169 1
CHELSEA EMPL FCU CHELSEA 211381958 1
CREDIT UNION OF THE BERKSHIRES PITTSFIELD 211885263 1
CRESCENT CREDIT UNION BROCKTON 211381398 1
CRESCENT CU BROCKTON 211381369 2
DANVERS MUN FCU DANVERS 211382203 1
DEDHAM TOWN EMPL FCU DEDHAM 211382232 1
DIGITAL FEDERAL CREDIT UNION MARLBORO 211391825 1
DIRECT FEDERAL CREDIT UNION NEEDHAM HTS 211381783 1
EASTERN CORP FCU BURLINGTON 211391773 1
ENERGY CREDIT UNION WEST ROXBURY 211083528 1
EVERETT CREDIT UNION EVERETT 211382481 1
FALL RIVER MUNICIPAL CREDIT UNION FALL RIVER 211382591 2
FIRST CITIZENS FEDERAL CREDIT UNION FAIRHAVEN 211384586 1
FIRST PRIORTY CU EAST BOSTON 211080725 1
FRANKLIN 1ST FCU GREENFIELD 211883223 1
FREEDOM CREDIT UNION FEEDING HILLS 211885988 5
GFA FCU GARDNER 211382902 3
GREATER SALEM EMP FED CU SALEM 211385488 1
GREATER SPRINGFIELD CU SPRINGFIELD 211885920 1
GREYLOCK FEDERAL CREDIT UNION PITTSFIELD 211885250 1
HANSCOM FEDERAL C U HANSCOM AFB 211380483 1
HANSCOM FEDERAL CU HANSCOM AFB 211386801 1
HARVARD UNIV EMPL CU CAMBRIDGE 211381738 1
HEALTH ALLIANCE FEDERAL CREDIT UNION SOMERVILLE 211385640 1
HOLYOKE CU HOLYOKE 211883414 1
HOLYOKE POSTAL CU HOLYOKE 211883427 1
HOMEFIELD CREDIT UNION NORTH GRAFTON 211384955 1
HTM CREDIT UNION HAVERHILL 211383341 1
I. C. FEDERAL CREDIT UNION FITCHBURG 211382850 1
JEANNE D ARC CREDIT UNION LOWELL 211383846 1
LEOMINSTER CREDIT UNION LEOMINSTER 211383736 2
LEOMINSTER EMPLOYEES FCU LEOMINSTER 211383723 1
LEXINGTON TOWN EMP FCU LEXINGTON 211383781 1
LIBERTY BAY CREDIT UNION BRAINTREE 211081216 2
LOWELL FIRE FIGHTERS CU LOWELL 211383862 1
LOWELL MUNICIPAL EMPLOYEES FCU LOWELL 211383875 1
LUSO AMERICAN CU PEABODY 211385132 1
LYNN POLICE CREDIT UNION LYNN 211384065 1
M.O.S.E.S. FEDERAL CREDIT UNION N. READING 211092182 1
MALDEN FEDERAL CREDIT UNION MALDEN 211384146 1
MANCHESTER FCU MANCHESTER 211384175 1
MARBLEHEAD MUNICIPAL FCU MARBLEHEAD 211391922 1
MASS BAY CREDIT UNION SOUTH BOSTON 211083557 1
MASSACHUSETTS POSTAL EMPLOYEES CU LYNN 211384078 1
MELROSE FIRST FEDERAL CREDIT UNION MELROSE 211384382 1
MEMBERS PLUS CREDIT UNION MEDFORD 211080709 2
MERRIMACK VALLEY FCU LAWRENCE 211384926 2
METHUEN MUN EMPL FCU METHUEN 211384405 1
METRO CREDIT UNION CHELSEA 211381990 2
METROWEST COMMUNITY FEDERAL CU FRAMINGHAM 211382986 1
MILLBURY FEDERAL CREDIT UNION MILLBURY 211384434 1
MILLS42 FEDERAL CREDIT UNION LOWELL 211381592 1
MORTON FEDERAL CREDIT UNION TAUNTON 011392626 1
MYCOM FEDERAL CREDIT UNION PITTSFIELD 211885234 1
NAVEO CREDIT UNION SOMERVILLE 211381673 1
NEMCH CREDIT UNION BOSTON 211081067 1
NEW BEDFORD CU NEW BEDFORD 211384667 1
NEW ENGLAND TEAMSTERS FCU ARLINGTON 211081892 2
NORFOLK COMM FED C U NORFOLK 211384861 1
NOTRE DAME COMMUNITY FCU FALL RIVER 211382669 1
OCEAN SPRAY EMP FED C U LAKEVILL/MIDLEBO 211383286 1
PIONEER VALLEY FCU SPRINGFIELD 211885946 2
PLYMOUTH CTY TCHRS FED CU WEST WAREHAM 211381327 1
POLISH NATIONAL C U CHICOPEE 211882091 2
POLISH NATIONAL CREDIT UNION CHICOPEE 211882059 1
PREMIER SOURCE CU E LONGMEADOW 211885810 2
QUINCY CREDIT UNION QUINCY 211385297 1
RAH FED C U RANDOLPH 211385336 1
RIVER WORKS CREDIT UNION LYNN 211080877 2
ROCKLAND CREDIT UNION ROCKLAND 211373348 1
ROCKLAND FEDERAL CREDIT UNION ROCKLAND 211380409 1
RTN FEDERAL CREDIT UNION PEABODY 211385527 7
SHARON CU SHARON 211385556 1
SHREWSBURY FEDERAL CREDIT UNION SHREWSBURY 211385569 1
SOMERSET FEDERAL CREDIT UNION SOMERSET 211385572 1
SOUTHBRIDGE CU SOUTHBRIDGE 211385705 1
SOUTHCOAST FCU FALL RIVER 211382630 1
SOUTHCOAST FEDERAL CREDIT UNION NEW BEDFORD 211392060 1
SOUTHERN MASS CREDIT UNION FAIRHAVEN 211382766 2
ST ANNE CU NEW BEDFORD 211384719 1
ST ANNE'S CREDIT UNION FALL RIVER 211382737 1
ST ANTHONY OF PADUA FED CU FALL RIVER 211382627 2
ST DOMINICS FED C U SWANSEA 211386047 1
ST. JEAN CREDIT UNION SALEM 211384117 1
ST. JEANS CREDIT UNION SALEM 211385381 2
ST. MARY'S C U MARLBOROUGH 211384214 1
SYMPHONY FEDERAL CREDIT UNION BOSTON 211080741 1
TAUPA LITHUANIAN FCU BOSTON 211091934 1
TEWKSBURY FEDERAL CREDIT UNION TEWKSBURY 211386144 1
TREMONT CREDIT UNION BRAINTREE 211080754 1
UMASSFIVE COLLEGE FCU HADLEY 211880271 1
UNION FED CREDIT UNION PEABODY 211081148 1
WATERTOWN MUNICIPAL CREDIT UNION WATERTOWN 211386584 1
WEBSTER FIRST FEDERAL CREDIT UNION WORCESTER 211386597 1
WEBSTER FIRST FEDERAL CU WORCESTER 211386652 1
WELLESLEY MUN EMP FED C U WELLESLEY 211386610 1
WEST SPRINGFIELD FCU W SPRINGFIELD 211886288 1
WESTPORT FED CREDIT UNION WESTPORT 211382685 2
WORCESTER CREDIT UNION WORCESTER 211387143 1
WORKERS' CREDIT UNION FITCHBURG 211382863 3

About credit unions in Massachusetts

Credit unions in Massachusetts are member-owned, not-for-profit financial cooperatives that provide checking accounts, savings accounts, loans, and other banking services to their members. Unlike commercial banks, profits are returned to members through better rates and lower fees rather than distributed to outside shareholders. Each institution listed above holds a federal or state charter and participates in the National Credit Union Share Insurance Fund (NCUSIF), which insures member deposits up to $250,000 per account.

Every routing number shown here is sourced from the Federal Reserve's FedACH Participant Directory and is the same number used for direct deposit, ACH transfers, electronic bill pay, and most domestic wire transfers. Click any institution name to see its full branch list, contact information, and a longer explanation of how to use its routing number.

If you are joining a new credit union in Massachusetts, ask about field of membership eligibility — most credit unions limit membership to people who live, work, or worship in a specific geographic area, work for a particular employer, or belong to a specific organization. Membership is usually opened with a small deposit (often $5–$25) into a share savings account.